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Justia Lawyer Rating for Timothy Hoch


Hoch Law Firm handles commercial collection and business to business collection matters. Over the years we have learned a number of simple valuable lessons.

There are typically 3 types of customers who do not pay. The first type is the customer who wants to pay and has every intention of paying but simply does not have the cash flow or present ability to pay. The second type is the customer who will pay you but not before trying to stretch the receivable or knock you down on price or terms. The third type is the customer who simply wants something for nothing and refuses to pay.

The first thing I advise my clients is to make certain you protect yourself on the front end. Make sure payment terms are clearly and explicitly stated in writing and have the customer sign the document. This is the most frustrating thing I see when I meet a new client. They don’t have anything in writing. Or they had an initial contract but failed to get the “add ons” in writing. You will save yourself a great deal of heartburn by following this simple rule. And if a potential customer balks at reducing your agreement to writing-run!

Second, if the contract is big, make certain you get periodic payments. Have them tied to specific dates or performance.

Third, DO NOT ignore your receivables. I am astounded at the business owners who come to me with a receivable that is 90 days old that has not had ANY collection activity. If your receivable is 120 days old or greater there is a less than 50% chance that you will collect that receivable.

This brings me to my next point. You should tailor our approach to collections to the type of customer described above. The customer who is simply having cash flow problems needs a baby powder approach. Communication is key. Find out why they are having problems. Understand their business. Stay in touch. Work something out.

The second and third types need a little heavier approach. Again, be sure you communicate firmly with each one. And do not be afraid to use gun powder. With these folks, time is money. You are probably not the only creditor they are trying to avoid. Take quick decisive action. Call Hoch Law Firm, collections attorneys in DFW, to handle your collection matters.

Client Reviews
Tim represented us in a dispute with our insurance company over roof damage due to a hail storm in the Dallas area. We were very disheartened by the constant denials and dishonest treatment we were receiving from the insurance carrier, and Tim counseled us to remain patient while he systematically put together expert opinions and facts that supported our claim. Eventually we were able to settle our case and had the roof replaced on our apartment building just two months before the big tornado hit in late 2015. Our investment property was the only one in the area that did not sustain any roof damage! We were lucky with our timing, but we were even more fortunate to have Tim on our side. We highly recommend Tim's firm! Allan and Marian Goodman
In short order, he was able to quickly understand and master the details of our case and map out a very cost-effective, efficient legal strategy. After a series of quick wins in court, our opponent came to the table with a highly satisfactory settlement. Mr. Hoch’s ability to effectively tell a persuasive story within the confines of a courtroom is without equal. Anthony Page
Tim’s knowledge and insight regarding not just the law, but business and human nature in general was greatly appreciated and relied upon as we navigated through a difficult situation. Tim has my utmost admiration and respect both on a personal and professional basis. Phillip A. Reinsch
We use Tim Hoch to handle complex business litigation matters on a variety of topics. He combines a strategic, no-frills approach with a bottom-line mindset. He is extremely responsive, organized and thorough. We would gladly recommend his services. Richard Warren, CEO