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Justia Lawyer Rating for Timothy Hoch

Bad Faith

There are occasions when your insurance company handles your claim in a manner that constitutes “bad faith.” Your insurance company owes you the duty to treat you fairly and in good faith.

In short an insurance company cannot:

  • Misrepresent the terms of a policy;
  • Misrepresent the advantages or benefits of a policy;
  • Misrepresent a material fact or policy provision;
  • Fail to attempt in good faith to reach a fair settlement of a claim;
  • Fail to provide a reasonable explanation for the denial of a claim;
  • Fail within a reasonable time to affirm or deny coverage or submit a reservation of rights;
  • Refuse to pay a claim without conducting a reasonable investigation with respect to the claim.

Bad faith cases require a thorough investigation by an experienced lawyer.

Put our experience to work for you.

Texas Property Insurance Lawyer Blog - Bad Faith
Client Reviews
Tim represented us in a dispute with our insurance company over roof damage due to a hail storm in the Dallas area. We were very disheartened by the constant denials and dishonest treatment we were receiving from the insurance carrier, and Tim counseled us to remain patient while he systematically put together expert opinions and facts that supported our claim. Eventually we were able to settle our case and had the roof replaced on our apartment building just two months before the big tornado hit in late 2015. Our investment property was the only one in the area that did not sustain any roof damage! We were lucky with our timing, but we were even more fortunate to have Tim on our side. We highly recommend Tim's firm! Allan and Marian Goodman
In short order, he was able to quickly understand and master the details of our case and map out a very cost-effective, efficient legal strategy. After a series of quick wins in court, our opponent came to the table with a highly satisfactory settlement. Mr. Hoch’s ability to effectively tell a persuasive story within the confines of a courtroom is without equal. Anthony Page
Tim’s knowledge and insight regarding not just the law, but business and human nature in general was greatly appreciated and relied upon as we navigated through a difficult situation. Tim has my utmost admiration and respect both on a personal and professional basis. Phillip A. Reinsch
We use Tim Hoch to handle complex business litigation matters on a variety of topics. He combines a strategic, no-frills approach with a bottom-line mindset. He is extremely responsive, organized and thorough. We would gladly recommend his services. Richard Warren, CEO